How Merchant Cash Advance Works
A simple process designed to get your business the funding it needs quickly.
1. Apply Online
Fill out our simple application form and upload your last 3 months of bank statements.
2. Get Approved
Receive a funding decision within 24 hours with flexible terms tailored to your business.
3. Receive Funds
Once approved, funds are deposited directly into your business bank account.
Benefits of Our Merchant Cash Advance
Why thousands of businesses choose our funding solutions.
Fast Approval
Get approved in as little as 24 hours, not weeks or months like traditional loans.
Simple Repayment
Repayments are made as a percentage of your daily credit card sales.
No Collateral Required
Unsecured funding means your business assets remain free and clear.
Bad Credit Accepted
We focus on your business performance, not just your credit score.
Flexible Use of Funds
Use the money for inventory, equipment, marketing, or any business need.
High Approval Rate
We approve 85% of applications, much higher than traditional bank loans.
Frequently Asked Questions
Get answers to common questions about our merchant cash advance program.
What is a Merchant Cash Advance?
A Merchant Cash Advance is not a loan, but a purchase of your future credit card sales. We provide you with a lump sum of capital, and in return, we collect a percentage of your daily credit card sales until the advance is paid back.
How much funding can I get?
Funding amounts typically range from $5,000 to $500,000, depending on your business's monthly revenue and time in business.
What are the requirements to qualify?
To qualify, your business should be operational for at least 6 months, have a minimum of $10,000 in monthly revenue, and have at least 3 months of bank statements to review.
How long does the application process take?
Our application process is quick and straightforward. You can complete the application in minutes, and receive a funding decision within 24 hours.
How is a Merchant Cash Advance different from a traditional loan?
Unlike traditional loans with fixed monthly payments, a Merchant Cash Advance is repaid through a percentage of your daily credit card sales. This means payments flex with your business – you pay less on slow days and more on busy days.